Mastering Strong Customer Authentication (SCA): Elevate your payment security

Welcome back to our features series! In this article, we're spotlighting a vital feature for safeguarding your transactions: Strong Customer Authentication (SCA). If securing your online payments is a concern, we have a solution designed to address these needs effectively.

The problem Wunder Mobility is solving

With the rise in online transactions, fraud prevention has become a top priority. Regulatory standards like PSD2 require enhanced security measures for online credit card payments. Many operators face challenges in implementing these requirements seamlessly, leaving their systems vulnerable to potential fraud.

The issue operators face

For operators managing online payment systems, ensuring compliance with SCA regulations can be complex and cumbersome. Not all competitors offer straightforward solutions to this problem, often making it difficult to balance security and user experience.

Our solution: Strong Customer Authentication (SCA) Configuration

Our Strong Customer Authentication (SCA) configuration is designed to streamline secure payment processing and enhance fraud prevention. Here’s how it works:

1. Activating SCA: Begin by heading to your backend settings. Here, you’ll activate SCA for your customers and configure the necessary payment authentication rules. This step ensures that all transactions comply with the PSD2 regulations.
2. User registration and authentication: During user registration, your customers will be required to authorize their payment method. If the authentication process is successful, they can proceed with registration. If not, they will need to choose an alternative payment method.
3. Customizing mobile app prompts: Depending on your SCA settings, users will receive prompts on their mobile devices. You have the flexibility to customize the language and style of these prompts to align with your brand’s tone.
4. Setting up the Stripe webhook: To integrate with Stripe, copy the Webhook URL from your backend and paste it into your Stripe backend under "Webhooks." Make sure to select the relevant events to ensure proper functionality.
5. Integrating with Mobile Apps: If you’re using your own mobile applications, you'll need to implement the API for rental and registration flows. Additionally, integrate a web view for our member area authorization to provide a seamless user experience.

Ready to enhance your payment security?

With our Strong Customer Authentication (SCA) feature, you can meet regulatory requirements and safeguard your transactions against fraud efficiently. If you’re looking to improve your payment security measures and ensure a smooth user experience, we invite you to explore this feature further when you get in touch.

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